That’s true—without the crazy insulin, what would Eric Bennett be doing in his original trajectory? Owing loan sharks, six months’ unpaid rent on his office building, he’d be using the alumni association to plot how to embezzle the St. Ann’s School new campus reconstruction fund.

Solid evidence of embezzling public funds to gamble on electronic bug machines, hoping they’d sell big at the electronic toy expo.

He almost got thrown in jail.

Making tens of thousands in just two or three days was nowhere near enough to cover his company’s hundreds of thousands in debt and loan shark interest.

With just a few words, the two money-hungry guys exchanged glances and decided to take out a loan from the sharks. Over at Mr. White’s, it was the usual nine out, thirteen back—after seven days...

Borrow 90,000, pay back 130,000??

But their second trip to Canada would only take a few days, and 90,000 could turn into 360,000!

Brian Carter’s Hong Kong ID, though arranged by his aunt’s family, could still be used as collateral for a loan. Loan sharks love borrowers like him—model citizens. So young and good-looking, and if he couldn’t pay back, worst case, he’d be forced to go “offshore”...

The two money-makers completely ignored the barrage of calls and pager messages from John Clark, Laura Clark, Mark Foster, and the others.

At Mr. White’s, Brian Carter borrowed 100,000, and Eric Bennett borrowed 200,000.

With more money, they bought more goods, and even a single person’s checked luggage was hard to handle. They could choose to fly more times, or ask friends to fly, or get friends and employees to help with the checked baggage.

Plane tickets were a must.

Eric Bennett started picking employees to help fly and handle the luggage.

………………

A hotel in Vancouver.

When Brian Carter finally had 440,000 in his hands, he felt refreshed enough to buy master-level Bajiquan and the Wheel Technique from the system mall...

On second thought, forget it—he was still a broke loser!

He gritted his teeth and spent 50,000, feeling the changes in his body—pretty significant!

Attribute points at 100,000 HKD each were way too expensive. With 390,000 left, he’d have to pay back the loan sharks when he got back. Grass is just a plant, but Little Brian was feeling the urge not to pay back the money.

“Calm down, calm down, I’m only 18, a top student who just graduated high school, so young—I can’t go down the road of crime.”

…………

After the flight back to Hong Kong took off and passed the initial climb, Eric Bennett asked the flight attendant for two glasses of red wine, clinked glasses with Brian Carter, and laughed wildly in a low voice, his smile a bit twisted.

“I’ve hustled for over a decade. I say I have a company in a business district like Causeway Bay, coming and going from high-end office buildings as a small boss, but one partner’s betrayal almost ruined me.”

“Mark Harris and his girlfriend worked hard for over a decade, but with the monthly support payments to his father and mother, they’ve only saved two or three hundred thousand. John is even worse—has he saved more than fifty thousand in all these years?”

He took another big gulp of red wine. “Tsk, you’re the real deal, Brian. Two trips and you made over 200,000. I’m not bad either—my capital’s broken a million, hahaha...”

He’d actually become a millionaire!

A man with a million in cash flow.

Even with all the debt, with money, the whole situation had opened up.

Brian Carter was drinking too. After paying off the loan sharks back in Hong Kong, next time he’d have over 200,000 in capital for the game. With 300% net profit, this was the way—he’d soon be a millionaire too.

This was the first pot of gold??

Next time, he wouldn’t have to mooch plane tickets. The last few trips, it wasn’t just the tickets—Eric Bennett had covered food and lodging too.

Chapter 4 Brian Just Turned 18, and You...?

Wan Chai. Brian Carter and Eric Bennett had just cleared their loan shark debts and drove to the Kong Ka Commercial Building on Jaffe Road, only to see two people dart out from the roadside—John Clark and Mark Foster.

Old Clark first sized up Brian Carter from head to toe, checking him all over. Seeing he was fine, he swung a fist at Eric Bennett. “You, Eric Grant, I asked you to let my cousin get some real-world experience, but what’s been going on this past week?”

Mark Foster was puzzled too. “It’s one thing to skip the anniversary at our old school, but what about your electronic bug machine? That’s your pride and joy, and you even borrowed from loan sharks to develop it!”

Eric Bennett laughed heartily, gave John Clark two playful punches, and said frankly, “John, Brian is a real stud, so capable. These past few days, he and I went to the mainland and Canada to do insulin trade. I made over a million, and Brian made over 200,000.”

“My company’s debts, the loan sharks, the rent owed to the commercial building—all cleared. Next, I’ll contact the factory in Guangzhou to produce high-quality electronic bug machines.”

The trading company’s business in umbrellas and alarm clocks was just a middleman model, but the electronic bug machine was something he’d planned, designed, and even patented himself.

John Clark and Mark Foster were both dumbfounded. What the heck was insulin trade? Over a million in less than a week?

After the shock, Mark Foster looked at Brian Carter. “Brian just turned 18, and you’re already leading him to the edge? Crime?”

Brian Carter shook his head with a smile. “No lines crossed, Mr. Harris. We just took advantage of different laws in different countries and regions to make a profit on price differences.”